睡眠卡

目前，我国大学生信用卡市场普遍存在睡眠卡问题。其原因在于信用卡产品功能单一，附加值开发不够。

Now the inactive bank cards widely exist in Chinese students'credit cards due to the single function and insufficient value-added development .

看看你的钱包里是否有张睡眠卡&很少使用却还在付年费的卡。

Make sure you don ` t have a sleeper card , one you hardly use but still pay an annual fee for , in your wallet .

首先，各商业银行盲目地进行跑马圈地，抢占市场，导致目前发行的信用卡中有很大一部分是睡眠卡或死卡。

First of all , the commercial banks carried out blindly " Happy enclosure " to seize the market , resulting in the current issue there are a large part of the credit card is the card or the death card sleep .

近年来，信用卡业务快速发展给银行等发卡机构带来了巨大的商机，但同时也暴露了该业务信息不对称、道德风险导致的信用风险大、消费者过渡消费、睡眠卡率高等问题。

In recent years , the rapid development of credit card business has brought tremendous business opportunities to banks and other credit card issuers , but also exposes the business of asymmetric information , moral risk to credit risk , transition of consumption , high rate of sleep card .

大学生睡眠质量与卡氏16项个性因素

Network Card Sleep quality of 395 college students and their Cattell ′ s scores