存货贷款

确定合适的质押存货贷款价值比率能够使银行有效地缓释存货质押融资业务的信用风险。

Determining appropriate loan-to-value ratios of commodity collateral can make banks mitigate credit risk of inventory financing effectively .

存货质押贷款中的信号发送&甄别分离均衡

Combined Signaling-Screening Equilibrium in Inventory Pledge Loan

研究存货质押贷款中，当信贷人对借款人质押前违约概率信息不对称时，考虑借款人信号发送行为时对借款人的甄别。

On inventory pledge loan , creditor can screen on borrowers with asymmetric information of ex ante default possibility , when taking into account borrowers'signaling action by acquiring a credit score .

存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。

Determining certain interest rate and loan to value ratio ( LTV ) can make creditors mitigate credit risk , which comes from the price risk and liquidity risk of collateral in inventory pledge loan .

标准存货质押融资业务贷款价值比率研究

Research on Loan - to - value Ratios of Standard Inventory Financing

存货是企业重要的资产，通过加强内部控制、ABC分类管理、经济采购批量控制、整合供应链、重构作业链、利用社会物流系统、存货抵押贷款等方法，可以有效提高企业经济效益。

Stock is important assets of enterprises . Enterprises ' economic benefit can be effectively raised through strengthening internal control , ABC classified management , economical purchase amount control , reorganizing supply chain , reconstructing working chain , by means of social materials distribution systems , loan on stock pledge .