仓单融资

现代物流业的亮点&仓单融资业务

An innovation of the modern logistics industry & Financing business of the warehouse receipt

仓单质押融资业务中的风险控制研究

Risk Controlling in the Warehouse Receipt Hypothecation Business

仓单质押融资业务是一种金融产品，它是现代物流服务与金融信贷服务相结合的一种产物。

Warehouse receipt pledge business is a form of the supply chain finance , also a financial product .

接着通过建立数理模型，运用对比分析的方法，从理论上对仓单质押融资业务的可行性进行了论证。

Secondly , it proves the academic feasibility of WRH by establishing mathematical model and using the method of comparative analysis .

为此，本文首先以研究商业银行信贷配给和中小企业融资难为切入点，引出缓解商业银行和中小企业借贷矛盾的有效途径&仓单质押融资业务。

In the paper , firstly , it raises that WRH financing business is an effective way to alleviate the borrow-loan contradiction based on the study of credit rationing of commercial bank and the financing difficulties of SME .

然后通过引入战略联盟的思想和方法，对仓单质押融资业务实施过程中，第三方物流企业、中小企业和商业银行构成的这一联盟中的道德风险问题进行了分析。

Thirdly , it introduces the ideas and methods of strategic alliance , and it analyzes the moral hazard in the alliance consisted of the third-party logistics enterprise , SME and commercial bank in the implementation process of WRH .

在仓单质押融资业务过程中，它通过仓储企业作为第三方担保人，有效地规避了金融风险，可以在相当长的一段时间里，解决我国目前信用体系不健全的问题。

In the PWR financing process , with the help of the storage company as its third-party guarantor , PWR can avoid the financial risks effectively , and in a relative long time , it can solve our current problem of inadequate credit system .

第三部分：从仓单质押融资模式入手，重点分析了仓单质押的性质、面临的基本法律问题、各主体间的法律关系、业务中的主要法律风险，最后主要介绍了风险防范措施。

The third part Pawns the financing pattern from the warehouse receipt and the selective analysis warehouse receipt has pawned the nature 、 the service between the basic legal matter . In various main bodies ' main legal risk , it mainly introduces the risk measure finally .

目前，国内已经有融通仓、仓单质压融资业务。

At present , China has financing warehouses business and warehouse receipt hypothecation financing business .