出口贴现

其中，出口贸易融资业务涉及了贷款和透支、打包贷款、出口信用证押汇、出口托收押汇、出口贴现等；

For export trade finance , it involves overdraft and loan , packing loan , letter of credit negotiation , outward documentary collection advance , export discount and etc ;

尽管出口商业发票贴现的表面形式是贸易融资业务，但其实质是银行向企业发放的流动资金贷款，它的风险性丝毫不亚于普通的流动资金贷款。

Though the discounting of export commercial invoice shows itself a kind of trade financing business on the face , its essence is a sort of floating capital loan that bank offers to enterprises .

在货款回收阶段，企业可以开展出口押汇、票据贴现和票据买入、出口信用保险。

During the period of debt collection , they can apply for negotiation under documentary credit , advance against documentary collection , discounting , and export insurance .