按揭
- 名mortgage
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[mortgage]抵押贷款,即以房地产等实物资产或有价证券、契约等作抵押,获得银行贷款并依合同分期付清本息,贷款还清后银行归还抵押品。源于英文“Mortgage”的粤语音译,起初多用于粤语地区。
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按揭借款违约在近一年里呈上升趋势。
Mortgage defaults have risen in the last year .
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偿还的按揭贷款因通货膨胀而贬值。
Mortgage payments have been eroded by inflation .
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我们得申请第二按揭以购买这个房产。
We had to take out a second bond on the property .
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问题在于偿还按揭贷款——别的一切事情都能对付。
The problem is paying the mortgage ─ everything else is liveable with .
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珍妮收了一个房客,以减轻按揭的负担。
Jennie took in a lodger to help with the mortgage .
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我是个有家室的男人,还有笔按揭款要偿付。
I am a family man with a mortgage .
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首相对按揭费用上涨的忧虑置之不理。
The Prime Minister swept aside concern about the rising cost of mortgages .
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常规的按揭还款额既包含本金也包括利息。
With a conventional repayment mortgage , the repayments consist of both capital and interest .
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普华永道会计师事务所已经查明损失源于贷方对按揭财产估值过高。
Price Waterhouse have traced the losses to lenders ' inflated assessments of mortgaged property .
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按揭是不动产的一种物权担保。其财产被按揭抵押的债务人被称为抵押人。
Mortgage is a security interest in real property . The debtor whose property is subject to the mortgage is called the mortgagor .
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靠“零时工合同”工作的员工也因为没有收入保障而很难获得按揭贷款及其它形式的信用服务。
With no guaranteed income , employees on zero hours contracts sometimes find it difficult to get mortgages and other forms of credit .
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公司未偿债务和按揭住房的屋主需支付的利息可以作为一项费用减少他们的应交税金
The interest paid by a company on its outstanding debt as well as the interest paid by a homeowner on his / her mortgage , is deductible from income as an expense and so can reduce the amount of tax owed .
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这个说法是在“丁克”(双收入,没孩子)这个概念的基础上延伸出来的。相关的说法还有“丁期”(双收入,还没孩子),以及“丁啃”(双收入,没孩子,高按揭)等。
It 's an extension of a DINK ( double income , no kids ) , not to be confused with a DINKY ( double income , no kids yet ) or a DINKEM ( double income , no kids , excessive mortgage ) .
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联邦住宅管理局(FederalHousingAdministration)可能关门,让银行很难发放按揭贷款。
The banks are having a hard time writing mortgages due to the partial closure of the Federal Housing Administration .
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我们选了ABC银行办理按揭。
C : We chose ABC Bank for mortgage loan .
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抵押贷款银行家协会(mortgagebankersassociation)数据显示,上周再按揭申请数下降了25%,降至今年4月以来的最低水平。
Applications for refinancings fell 25 per cent last week , to their lowest level since April , according to the Mortgage Bankers Association .
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但是,摩根士丹利还从未向SEC支付与按揭交易相关的任何罚款。
Yet , Morgan Stanley had never paid a fine to the SEC related to a mortgage deal .
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中国大陆所称的按揭据称是从我国香港地区传入大陆的,它是英文mortgage广东话的谐音。
It is said that mortgage of real estate in China came from Hong Kong , and it is similarly to the dialect of Guangdong .
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具体地说,应要求货币市场基金采取浮动资产净值;2005年对破产法中有关回购协议规定的更改按揭相关资产不受“自动冻结(automaticstay)”条款约束将被逆转。
Specifically , money market funds should be required to have floating net asset values , and the 2005 change in repo bankruptcy rules that exempted mortgage-related assets from an automatic stay would be reversed .
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连美联储(Fed)前主席艾伦格林斯潘(AlanGreenspan)都已承认,在按揭支持证券的风险方面,投资者被愚弄了。
Even Alan Greenspan , the former Federal Reserve chairman , has admitted that investors were fooled about the risks of mortgage-backed securities .
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此举出现于目前美国房价再度走低之时&但这并非是由于贷款价高,事实上,30年标准类按揭贷款(conformingmortgage)的利率近日约为5%。
The move comes as house prices are once again headed lower & though not because loans , recently around 5 % for a 30-year conforming mortgage , are expensive .
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但持续的通胀压力已迫使印度央行(reservebankofindia)保持高利率水平,因而对零售信贷业包括房屋按揭、车贷及无抵押个人贷款构成了打击。
But persistent inflationary pressure has forced the Reserve Bank of India , the central bank , to keep interest rates high , which in turn has hit retail credit , from home loans to car and unsecured personal loans .
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由于这部分按揭贷款质量欠佳,美国联邦住房管理局(FHA)已不得不为此支付保险赔偿金。
Because the mortgages were weak , the FHA has been forced to honor insurance policies on the loans .
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我国住房贷款提前还贷的ARM与FRM比较与选择商品房按揭中提前还贷问题研究
Comparation and Selection between ARM and FRM on Prepayment in China Housing Mortgage Market Study on the Problems of Repaying Loans Ahead of Time in the Mortgage of Marketable Housing
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SEC针对富国银行(WellsFargo)出售按揭债券的调查已经持续了近一年半,看起来也将无疾而终。
An SEC case against Wells Fargo ( WFC ) for selling mortgage bonds that the regulator has been pursuing for close to a year and a half appears to have gone nowhere .
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有fha为按揭提供保险对于首次买房者来说是至关重要的,因为这样一来他们只需支付3.5%的定金即可。
FHA-insured loans are particularly important for first-time buyers , who need to put down a deposit of only 3.5 % .
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对冲基金表示,近些天来,有几家银行已切断了以按揭、债务抵押债券(cdo)和次级证券为抵押品的基金的贷款渠道。
Hedge funds say several banks in recent days have cut off lending pipelines to funds that use credit portfolios , including mortgages , collateralised debt obligations and subprime securities , as collateral .
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昨天,前英国农业大臣、工党议员艾略特莫利(ElliotMorley)已被停止其在议会的工党相关职务。此前有报道称,他为已经还清的按揭贷款申报了1.6万英镑的费用。
Yesterday Elliot Morley , a former agriculture minister , was suspended from the parliamentary Labour party after reports that he filed 16,000 of expense claims for a mortgage he had already paid off .
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PIBA按揭经纪人组总裁,雷切尔总监多伊尔说,银行贷款的压缩阻碍了住房市场的复苏。
Director of the PIBA mortgage-brokers group , Rachel Doyle , said the squeeze on bank lending was hindering a recovery in the housing market .
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美国政府指控德意志银行及其子公司MortgageIT虚报部分按揭贷款质量,骗取政府担保,以便能以虚高的价格出售质量欠佳的按揭贷款。
The government accused the bank and its subsidiary MortgageIT of lying about the quality of some mortgages that were to be insured by the government .