逆周期资本缓冲

《巴塞尔协议Ⅲ》提出逆周期资本缓冲的政策框架，来缓解资本监管的顺周期效应给银行业经营稳定造成的不利影响。

Basel ⅲ put forward the policy framework of countercyclical capital buffer , to relieve the pro-cyclical effect of capital regulation to the adverse impact of the operational stability of the banking industry .

采用我国银行业的历史数据，对巴塞尔委员会所提出的逆周期资本缓冲框架进行实证计量检测，分析其在中国商业银行体系的适用性。

Based on the historical data of Chinese banks , this paper does some empirical studies on the counter-cyclical capital buffer frame proposed by the Basel Committee , and analyses its applicability in Chinese commercial bank system .

那么从宏观审慎监管的角度，根据新《巴塞尔协议Ⅲ》的监管重点，从流动性的视角研究其对资本缓冲的影响对于我国建立和完善逆周期资本缓冲机制将会有一定的参考作用。

So from the view of macro prudent supervision and the perspective of liquidity to study whether it will influence capital buffer , this will offer some reference value to establish and improve the counter-cyclical capital buffer mechanism .