[dormant account] 多年来无存款或存款多年未提取的存款账户
而金融机构经历了数次贷款有去无回，造成诸多死账坏账、遭受巨大经济损失的情况下，也一再严格贷款条件。
Suffering from many dead debts and huge losses , banks and other financial institutions have repeatedly strict loan conditions .
死账死账死账