互联网理财产品

上周六，中国建设银行（ChinaConstructionBankCorp.）也对向互联网理财产品转账设定了额度，成为最近一家采取此类措施的大型银行。

On Saturday , China Construction Bank Corp. became the latest of the major banks to impose limits on transfers to mobile products .

该部门称，对腾讯互联网理财产品的额度为每笔人民币1万元，每月不超过5万元。

For Tencent 's online product , the limit is 10000 yuan per transfer and 50000 yuan a month , the department said .

许多年轻人用银行存款账户资金购买了互联网理财产品，这些产品获得的成功在中国国有企业主导、受到严格监管的金融行业引发了震动。

The success has sent ripples through China 's state-dominated and heavily regulated financial industry , as many younger Chinese have transferred their savings from the banks into the online products .

另外，中国央行还暗示，可能要求互联网理财产品像银行存款那样留存准备金。

The bank also has suggested that online investment products could be forced to hold reserves on the funds that they attract -- much like banks must do on their deposits .

过去一年，因为提供比国有银行存款账户更高的收益率，阿里巴巴和腾讯推出的互联网理财产品吸引了数百亿美元的资金。

Over the past year , Alibaba and Tencent have attracted tens of billions of dollars by marketing online investment products that feature higher returns than those on savings accounts offered by state banks .