个人购汇

金融机构未经批准，不得擅自经营居民个人购汇业务。

Without approval , no financial institution may operate the business of the individual foreign exchange purchase of residents .

个人购汇业务是指我国境内居民个人因指定范围用途而向银行申请购买外汇的业务。

Personal purchase of foreign exchange refers to the purchase of foreign exchange from the bank by individual Chinese residents to meet expenses as approved by regulations .

今年初，国家外汇管理局出台一系列措施，大大方便了企业和个人购汇。

Early this year China foreign exchange administration worked out a series of polices , which made it significantly convenient for enterprises and individuals to purchase foreign exchanges .

1月5日，国家外汇管理局（SAFE）发布了《个人外汇管理办法实施细则》，规定从2月1日起，个人外汇结算和购汇限额为5万美元。

On January 5 , the State Administration of Foreign Exchange issued detailed rules for administering individual foreign exchange transactions , prescribing an annual quota of $ 50,000 for both individual settlement of foreign exchange and individual purchases of foreign exchange from February 1 .