个人财务规划

美国个人财务规划业的发展背景与现状

Background and current situation of development of personal finance planning industry in US

个人财务规划的研究与应用

Research and Application on Personal Finacial

本论文以我国的个人财务规划为研究对象，从理论和实务两个方面进行了研究。

Through theory and real business , the dissertation is research which on personal financial in our country .

生活理财和投资理财是个人财务规划的两个方面，并不存在谁高谁低之分。

It is unscientific . They are two aspects of financial planning . There is no distinction of higher or lower .

第四，结合我国实际情况对个人财务规划在居住规划、个人风险管理和保险规划、投资规划、教育规划、退休计划等五个方面进行了具体案例的运用分析；

Then , with the situation , do some research and application with examples on the investment program , the real estate program , the education program , the insurance program , and the retirement program .

而银行等金融机构开始将个人财务规划作为支柱业务发展，个人专业财务规划也开始在我国悄然兴起。

The financial organizations such as bank began to develop their personal financial as the prop business , specially the professional financial just for single person began to spring up in our country , and it would Capture more attention in future .

第二，比较详细地分析了个人财务规划的具体内容，分别讨论了投资规划、居住规划、教育规划、个人风险管理和保险规划、税务筹划、退休计划、遗产计划等内容；

Second , Comparatively detailed analysis the concrete substances of personal financial , talking about the investment program , the real estate program , the education program , the insurance program the tax program , the retirement program , the inheritance program .

的一个关键组成部分个人财务的财务规划，一个动态的过程，需要定期监测和再评价。

A key component of personal finance is financial planning , a dynamic process that requires regular monitoring and reevaluation .